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Rejection By Bank Status Report Of PUNJAB NATIONAL BANK



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 19874 -
2 Total No of Application Rejected 11317 56.94
3 Not Viable 1612 14.24
4 PMEGP Target Achieved for current year 342 3.02
5 Out of service area 955 8.44
6 Applicant not intrested 1724 15.23
7 CIBIL Report not satisfactory 1078 9.53
8 Defaulter 180 1.59
9 Unable to deposit own contribution 40 .35
10 Existing unit 1052 9.3
11 Inadequate knowledge in proposed industry 984 8.69
12 Activity in negative list as per PMEGP Scheme 44 .39
13 Already Govt. Employee 30 .27
14 Unable to submit Documents 1142 10.09
15 Spouse PMEGP/REGP Loan availed 50 .44
16 Applicant requested to return application 238 2.1
17 Improper application 578 5.11
18 Revised Application Submitted 1069 9.45
19 Applicant willing to avail PMEGP loan from other bank 152 1.34
20 Other Reasons 4 .04